Just to correct something. This is the rule for HPSP and I'm pretty sure it applies to USUHS grads too.
Training does not count towards your payback time. In fact, it could even increase it. In the program, you incur service debt for both medical school and residency. Each year of residency, after the first incurs a service debt. Fellowships incur two years for every one!!! Fortunately, you can serve these concurrently. But lets say you want to do Ortho at Walter Reed. That's a six year program. No problem so far, because you have a 7 year debt for med school. However, If you want to do a hand surgery fellowship (2 years I think), you would owe them for more years for a total off 10. That's 10 for training vs. 7 for med school. Since they are served concurrently, you end up serving 10 years AFTER residency. Wow!!!
One last thing, virtually everyone must attend Officer Basic School. It's a six week course which is not supposed to be too bad. Even prior military and ROTC folks must go.
Ed
[This message has been edited by edmadison (edited March 28, 2001).]