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amazing and inspirational. Though we never met, he was helpful .
This is sad. Looking at his CV, I estimate he was 41-43 when he passed away. Very young. Perhaps he didn't even have the chance to financially secure his wife and kids.
This is sad. Looking at his CV, I estimate he was 41-43 when he passed away. Very young. Perhaps he didn't even have the chance to financially secure his wife and kids.
Unfortunately I believe Dr Wu did not secure life insurance for his family.
Read his original post about the cancer. He had life insurance. And was in the proceans of getting a bigger policy. So he let his old policy go without finalizing his new policy when he was diagnosed with cancer last year.
It's just bad luck and horrible timing with the insurance policy.
RIP. Dr Wu.
FYI. U can get one of those 500k no physical no lab policies 20-25 year term with many A rated carriers for life insurance for under $80-85 if you are under 40.
So if you have a young family. Overweight etc or might get denied with other carriers . At least get the 500k life policy. Better than nothing.
Whatever you may think of your health at age 28-30, it will likely not get better with age. Most of us aren't blessed like JPP. This means suck it up and buy that policy. Fixed term for 25-30 years. Even if you only qualify for a standard rating just buy the damn thing. Instead of buying the $2 million version (preferred rating) just get the $1 million standard rating. If by some miracle your health improves in 5-8 years then get a new policy;but, never let the old one lapse until the new one is secured and paid for.
I bet even with a standard rating you can get a million dollar level 25 policy for $100-140 per month.
Not as simple as you think for those 1-2 million policies.
Some exclude overweight people. Seriously. I've known people 5 foot 10. 260 pounds get denied based on weight alone. Than those same people lose weight rapidly. Reapply and insurance says their protein is too low. Insurance will make excuses after excuses.
Than I know people people get denied based on stupid labs. Cholesterol slightly high. It's quite ridiculous some of these denials.
Agree with the term life policy. Term life is cheap when you are under 40. Even million dollar policies. Also agree never let old policy lapse before getting new one. That's what happened to Dr Wu.
thats it!!This hit be by surprise also. Tomorrow is not promised to any of us. We have to make every day count.Dr. Wu's posts keep me going years ago when I was contemplating switching into anesthesia. His posts were always thoughtful and kind.
Everyone, get life insurance if you do not have a policy at this point.
Respectfully,
Cambie
checked his blog daily. unexpected.
In lieu of flowers, the family has requested donations be made out to "The Norman Wu Foundation c/o Wells Fargo #7271456431" and mailed to Wells Fargo, 5968 W. Parker Rd., Suite B, Plano, TX 75093 in support of lung cancer research and treatment.
Blog Link:
http://crushmycancer.blogspot.com/
Most of us aren't blessed like JPP. This means suck it up and buy that policy. Fixed term for 25-30 years. Even if you only qualify for a standard rating just buy the damn thing. Instead of buying the $2 million version (preferred rating) just get the $1 million standard rating. If by some miracle your health improves in 5-8 years then get a new policy;but, never let the old one lapse until the new one is secured and paid for.
I bet even with a standard rating you can get a million dollar level 25 policy for $100-140 per month.
Norm was a smart guy. I have no doubt his family was provided for. All of you with a wife and/or kids need life insurance. Norm proves we are just a day or a year from possible death. I could be next.
Even If you are single buy the life insurance now while you are young and healthy. Secure that policy for your future wife or kids. Only those who are absolutely certain they will never marry or have kids should skip life insurance.
I think about Norm and others who have died in my life. They remind me daily that my days are numbered and I won't be walking this Earth forever.
There really is something to that country song "live life like you are dying".
Check out this video on YouTube:
http://www.youtube.com/watch?v=TNWg5DlWVa8&feature=youtube_gdata_player
Peace and God Bless
thanks for linking that post, blade. the evident gravity of our lives is made even heavier reading that post, dated barely a year ago. the words are important to remember not only for their content, but also as a reminder that the effects of our existence--the things we do and say, with our patients and families--will far outreach in scope our actual existence. we should all use this opportunity to remind of ourselves of the absolute honor and privilege it is to share similar vulnerable moments with our patients--many of whom are going through terrible, if not terminal, periods in their lives. it is when this vulnerability is taken advantage of (see greedy gas docs thread) that we are represented in a light that is, quite frankly, no better than that which exposes scamming wall street financiers...
Ummmmmm.....
HAHAHAHAHAHAHAHA
I'm trying to figure out where your
PATRONIZATION
begins and ends.
Meaning:
Leave it at
THE CURB,
SLIM.
I'm not patronizing in any way. I would not be so disrespectful. Sorry you misunderstood.
I thought it was a very insightful post.
As did I, and may I suggest that this particular thread is not the place for grudges, fights, or life insurance discussions.
Its VERY EASY to get caught up in the rat race, especially as a resident or young attending... I must do more, I must read more, I must study more, I must join this committee, must make partner, must get published again, must do this, must do that... Sometimes it takes something as tragic as this to open your eyes to the fact that just because you're young, doesn't mean you're invincible. While I never met him, I think it is safe to say that just over a year ago, UTSW was in the prime of his life and never thought for a second that this was how things would play out... nobody does.
You betcha.
I can tell you that for the past 12 years... I've been happily working my ***** off.
I've had a change of heart over the last 6-7 months. Been chilling out a little more. Maybe it's normal... but had some exchanges with UT some time ago about this topic.
Now I'm enjoying more time away from the hospital. Getting out of the grind a little in exchange for creating some pretty amazing memories with loved ones.
I'm not loosing steam by any means... mainly cuz I love what I do.
I'm trying to refocus on a healthy body, mind, and spirit.
It's easy to get used to working hard... After a while it just becomes normal.... but before you know it you are 40 something and missed out on some good years.
As did I, and may I suggest that this particular thread is not the place for grudges, fights, or life insurance discussions.
Agree on the grudges and fights... disagree about life insurance discussion.
Its VERY EASY to get caught up in the rat race, especially as a resident or young attending... I must do more, I must read more, I must study more, I must join this committee, must make partner, must get published again, must do this, must do that... Sometimes it takes something as tragic as this to open your eyes to the fact that just because you're young, doesn't mean you're invincible. While I never met him, I think it is safe to say that just over a year ago, UTSW was in the prime of his life and never thought for a second that this was how things would play out... nobody does.
Though out the years, UTSW has made innumerable excellent and educational posts, concerning all aspects of anesthesia, and not just about what goes on in the OR. Again, I never met him, but I think he would be glad in knowing that his passing was fostering discussion.
I'm a healthy 35 yo with no dependents (at least not yet) to worry about... but since this news came out, I have seen my internist for the first time in almost 5 years, and I have a call into my agent to discuss/purchase some life insurance.
Thank you UTSW for opening my eyes. You will be missed.