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Why did you turn this into a conversation about me? Fwiw, I did get admitted....I graduated as salutatorian of my high school class. Getting into a top undergrad is easy. If you think getting into Cornell undergrad is hard, wtf were you doing in high school? High school was a joke.
I think you're missing the point. Pursuing finance is different from "attending a random ivy league college." Lots of people do the latter but don't pursue finance and don't make as much money.
It's pretty tough to get into a good undergrad, especially depending on your race
I think it tends to depend a lot on similar factors to all other admissions....if you go to a nice private school and do well, or a very nice (and somehow known) public high school, it gets easier. If mom or dad knows people there (because they went there), it also gets easier.
Connections and making your interest known at the university of choice can help too.
Since we're discussing anecdotes, I went to a public high-school with 3,000+ students. Our valedictorian was a brilliant guy (who later got a bs. in actuarial in science + a MS in statistics inside 4 yrs) who was universally rejected from the IV league. He was talented in almost every way I can think of, and was still rejected.
However, he now is making 6 figures in his 20s working a stats job, so I don't think he gives a damn about his old rejections.