Cost of attendance limit that’s worth it

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Exactly my point! You hardly know you want to become a dentist, how on earth can you commit to a dental subspecialty at this point? What are these predent and D1 gunners chasing then? If not money, prestige? Just can't turn off the gunning? Look, just go to dental school to become a dentist. Work hard to keep your options as open as possible. If during your studies and clinical experiences you become enamored with a specialty, then go for it. Oh, and go to the cheapest school you get into. Y'all are putting the cart before the horse.

Big Hoss
You can't wait until D3 to realize you want to specialize. What if you figure out you want to do ortho and haven't done any research yet? God forbid you decide you want to do OMFS your third year and have to study for the CBSE; at that point you're almost guaranteed you're going to have to do an intern year. What about Peds? How would you come up with sustained involvement with children if you haven't been doing it since D1. I really don't see what's wrong with knowing what you want to do from the get go. More power to those that do.
 
You can't wait until D3 to realize you want to specialize. What if you figure out you want to do ortho and haven't done any research yet?.

Yes you can. I didn't have a real interest in ortho until the latter part of D2. Luckily ... I kept my grades high. I also had plenty of time to spend time in the grad ortho dept kissing a**. I helped a current ortho resident with his research and had my name included. I helped an ortho professor with his research and was also included in the research. I did all of this starting D3.
You can decide D2 or later as long as your GRADES are excellent.
 
I don’t think you should count HPSP/NHSC because those aren’t scholarships that come without some sort of commitment attached.

Generally speaking the thought of money is an amazing motivator to get you through a “miserable” time. If you told me you did not care in some way about the money dentists make you are very likely lying. Living a life where you aren’t struggling paycheck to paycheck is why many people do what they do.

Most of us who have public education backgrounds in the U.S. know that managing finances aren’t really covered from pre-k to 12th grade. Student debt is a real issue that many people struggle with today simply because they weren’t educated on their decisions at the time they took out those loans. We simply want to dissuade those from Willy nilly thinking everything will work out fine without atleast taking a look at some of the possible consequences.

All in all though, I think this thread has great points both ways. I hope some of the future applicants will look at this thread and have the capability to make more informed decisions on their futures.
 
Yes you can. I didn't have a real interest in ortho until the latter part of D2. Luckily ... I kept my grades high. I also had plenty of time to spend time in the grad ortho dept kissing a**. I helped a current ortho resident with his research and had my name included. I helped an ortho professor with his research and was also included in the research. I did all of this starting D3.
You can decide D2 or later as long as your GRADES are excellent.
Aren’t you from the generation of dentists that just needed “a DAT” score and “a GPA” to get into dental school though? 😛

My orthodontist said he couldn’t believe how competitive and how much more difficult dental school is today than when he was in school.

Regardless, I think your situation isn’t the norm. Most people won’t be lucky enough to find a ortho resident and publish within a year.
 
Aren’t you from the generation of dentists that just needed “a DAT” score and “a GPA” to get into dental school though? 😛

My orthodontist said he couldn’t believe how competitive and how much more difficult dental school is today than when he was in school.

Regardless, I think your situation isn’t the norm. Most people won’t be lucky enough to find a ortho resident and publish within a year.
Yall cant win an argument against an ivy leaguer.

And you havent shout out your #1 fan, pablo.
 
Aren’t you from the generation of dentists that just needed “a DAT” score and “a GPA” to get into dental school though?

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@Life of Pablo: Not sure what's going on here but I only replied once in this thread and today someone who claimed to be your classmate sent me a PM saying that a lot of what you said is incorrect. Of course I don't know much about Penn besides interviewing there 2 years ago, being accepted and offered the $10k/yr scholarship so I can't really comment. But I do know for a fact that the $160K scholarships are only offered to less than a handful applicants. And if I were you I would be concerned if a "classmate" is following your posts on SDN and go around telling people what you're saying is not correct.

Personally, I still think the $40k scholarship only reduces Penn's COA to $430k, which is still absurdly expensive and not worth it for me. So I ended up attending a state school with that costs me $300k. But again, everyone has the right to express their own opinion here. So Pablo, if you are attending Penn and you love your experience there then it will be worth it for YOU.

On a side note, I am almost certain that the majority of Americans, including dentists and many other health professionals do not know that Penn and Columbia are Ivy League schools. Heck, I even met a lot of people who think University of Pennsylvania is the public university of the state of PA. Therefore, I think the pedigree argument and so-called name factor can only be applied to Harvard. Indeed, if I applied and was accepted to Harvard it would have been a much, much harder decision for me due to the fact that they only accept 37 students every year versus 130 at Penn...
I don't know who you're talking to, but I have classmates on here that have backed up what I say. At the end of the day, unless you directly ask the admission office, you can't trust anyone on here including myself.
 
Yall cant win an argument against an ivy leaguer.
When you're right, you're right. Might as well use my diploma from a top 10 university as a rather large paper towel.

Dearest MIT, Stanford, U of Chicago, Duke, and Johns Hopkins:

You are all winners in my book. I don't care what @dentman7712 says.

Sincerely,

Big Hoss
 
Aren’t you from the generation of dentists that just needed “a DAT” score and “a GPA” to get into dental school though? 😛

My orthodontist said he couldn’t believe how competitive and how much more difficult dental school is today than when he was in school.

.

Ha Ha. OK. OK. I'm not that old. Or maybe I am. I still recall D1 ..... NO GLOVES were used with patients. We started using gloves in D2.
But seriously .... I think alot of you predents are really over-analyzing everything. But .... it's your $$$$ (technically the banks) and your choice on where to go to DS. In the end .... after you graduate .... is when the realization for your choices will emerge.
 
late to the thread, but here is my 2 cents on the "prestigious school=more likely to specialize." It's really not the school itself that increases the person's ability to match into a specialty program. Yes, according to statistics, the average student from Penn or Columbia is more likely to specialize. In reality, it's somewhat of a bias effect because the school itself has much higher standards to entry than that the average dental program. Thus, the average student will be more competent, and more likely to specialize.

A very competent person, regardless of school, can specialize. it's just that there happens to more of these competent students at top schools because that is what those schools selected for in the first place. As a matter of fact, If class rank is an important factor in specializing, then I'd argue the highly competent person would actually be better off in taking advantage of going to a less competitive school(it would be easier to stand out/achieve a higher class rank).
 
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Maybe I'm oversimplifying this but .....I would say that the cheaper DS attract the higher qualified students due to the cheaper cost. Therefore there are a higher % of exceptional students at the sought after cheaper schools.
With so many exceptional students .... Many are bound to specializing making it more competitive.

Lesser students attend the so called expensive "safe schools" or the expensive private DS like Midwestern,Creighton, etc.
 
Maybe I'm oversimplifying this but .....I would say that the cheaper DS attract the higher qualified students due to the cheaper cost. Therefore there are a higher % of exceptional students at the sought after cheaper schools.
With so many exceptional students .... Many are bound to specializing making it more competitive.

Lesser students attend the so called expensive "safe schools" or the expensive private DS like Midwestern,Creighton, etc.
Oh come on I got into UCLA my state school 🙁

Also, numbers don't back up your claim (if you're going off of GPA/DAT).
 
Oh come on I got into UCLA my state school 🙁

Also, numbers don't back up your claim (if you're going off of GPA/DAT).

It would be interesting to see GPA/DAT data for three groups.
A. Cheap, inexpensive schools.
B. Expensive public or Private schools.
C. Ivies

Again .... common sense dictates that the students with the most options (due to high stats) would choose the least, expensive DS option. I know I did. 😉. My school has a small class size. At least a third of my class of 55 students wanted to specialize. My school was ranked, not P/F. I was competing with plenty of gunners.

I won't go into the reasons to attend an expensive public or private school. Some students feel it is worth it and has value for the future. There are only so many spots for dental students. It seems logical that the students with lesser stats, fewer options are forced to attend the more expensive DS. I told this story before. One of my classmates was kicked out of DS his 1st yr. He was accepted to Creighton the following year. Tuition was double.

Ivies are different. Of course those attending Ivies have excellent stats. But these schools are still expensive. The common belief here is that going to an Ivy translates into a direct path to a speciality residency. What % of Ivies go into a specialty residency? If you weren't going into a specialty, and were pursuiing GP .... why attend the Ivy in the 1st place? Pride? Prestige?
 
It depends on what you want to do. If you want to do general dentistry, go to the cheapest school. If you know for a fact that you want to specialize, go to the school that will help with that. When 16/18 students from columbia match to OMFS and 33/35 (with the only 2 not matching being international) from Penn match to Peds, it’s not simply a matter of “oh the students at those schools just work harder.” If 35 students from a state school applied to Peds, there would not be anywhere near those same numbers accepted. I understand loans suck, but personally, I’d rather be in 400k worth of debt as an omfs/ortho/peds than be in 300k debt and face the very really reality that my hard work may not be enough to achieve my goals. Dental school is really really hard (like if you want to specialize and *try to be* at the top of your class, you’ll probably putting in 9-12 hours of work a day), and even then it’s not guaranteed. It’s a myth that hard work = you will become whatever specialist you want. In some cases it’s true, in about 80% of cases it’s not.
This is pretty much not true. Confirmation bias because people at Ivy's tend to want to specialize more. We typically have close to a 100% match rate for all people that apply to specialties. Think we just had either 6/6 or 7/7 match into peds this year all to good programs. If 30+ students wanted to apply, I'd put money down that the numbers would be similar to Penn.
 
This is pretty much not true. Confirmation bias because people at Ivy's tend to want to specialize more. We typically have close to a 100% match rate for all people that apply to specialties. Think we just had either 6/6 or 7/7 match into peds this year all to good programs. If 30+ students wanted to apply, I'd put money down that the numbers would be similar to Penn.
You could also argue that only the people with a high class ranking will apply. Others won't bother [Insert Big Hoss story about a guy in the bottom of his class matching to endo]. Therefore, your match rates are going to be close to 100% because only people at the top of your class are applying. Of course you're going to have those anomalies every now and then that don't have a great ranking but still match, but that isn't the norm.

Another thing I'd say is that having a class ranking is a complete morale killer for people. How likely are you to pursue a specialty if you feel like you're working as hard as you can but you're ranked 50% in your class? At that point, you'd probably be like "well I'll just do general dentistry then." When there is no ranking, you never feel that way. So maybe that's why fewer people from schools with rankings choose to specialize? Who knows. Before you say that Ivys just have a larger proportion of people who specialize because more students enter those schools wanting to specialize, compare UCLA to Michigan (two very well-established "prestigious" state schools). Why is it that UCLA has quite a higher specialization rate compared to Michigan? They both attract Type A, gunner students. Maybe it's because of the P/F system at UCLA compared to the ranking system as Michigan is more conducive to specializing.
 
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You could also argue that only the people with a high class ranking will apply. Others won't bother [Insert Big Hoss story about a guy in the bottom of his class matching to endo]. Therefore, your match rates are going to be close to 100% because only people at the top of your class are applying. Of course you're going to have those anomalies every now and then that don't have a great ranking but still match, but that isn't the norm.

Another thing I'd say is that having a class ranking is a complete morale killer for people. How likely are you to pursue a specialty if you feel like you're working as hard as you can but you're ranked 50% in your class? At that point, you'd probably be like "well I'll just do general dentistry then." When there is no ranking, you never feel that way. So maybe that's why fewer people from schools with rankings choose to specialize? Who knows. Before you say that Ivys just have a larger proportion of people who specialize because more students enter those schools wanting to specialize, compare UCLA to Michigan (two very well-established "prestigious" state schools). Why is it that UCLA has quite a higher specialization rate compared to Michigan? They both attract Type A, gunner students. Maybe it's because of the P/F system at UCLA compared to the ranking system as Michigan is more conducive to specializing.

UCLA has a 3.8 gpa and 23 dat average.
 
You could also argue that only the people with a high class ranking will apply. Others won't bother [Insert Big Hoss story about a guy in the bottom of his class matching to endo]. Therefore, your match rates are going to be close to 100% because only people at the top of your class are applying. Of course you're going to have those anomalies every now and then that don't have a great ranking but still match, but that isn't the norm.

Another thing I'd say is that having a class ranking is a complete morale killer for people. How likely are you to pursue a specialty if you feel like you're working as hard as you can but you're ranked 50% in your class? At that point, you'd probably be like "well I'll just do general dentistry then." When there is no ranking, you never feel that way. So maybe that's why fewer people from schools with rankings choose to specialize? Who knows. Before you say that Ivys just have a larger proportion of people who specialize because more students enter those schools wanting to specialize, compare UCLA to Michigan (two very well-established "prestigious" state schools). Why is it that UCLA has quite a higher specialization rate compared to Michigan? They both attract Type A, gunner students. Maybe it's because of the P/F system at UCLA compared to the ranking system as Michigan is more conducive to specializing.
I respectfully disagree with almost everything you've said.
 
Well...at the end of the day, your student loans are your student loans. Everyone is going to do what they’re going to do. Just remember, you’re free to make your choice here, but you’re not free to choose your consequences.

Big Hoss

At the end of day, the gov doesn’t care if you serve lattes on top of 200k of debt making 15$ an hour with an art degree or if you are a dentist with 300-500k of student loan debt in a field that may be monopolized by corporate/ amazon health/insurance companies.

At the end of the day, the gov wants their money back and in that sense... I love the free market of capitalism. I would rather take this kind of environment then free schooling for everyone.

Let money reign supreme.
 
You're joking right? It's just the opposite on these forums. There are so many people on here that say specializing is easy and only takes a little bit of work. Read through this thread and you'll see that. I really don't like seeing that message when I have plenty of friends struggling in STATE SCHOOLS and everyone acts like it's a walk in the park. The people saying you can easy specialize from a state school either a) are specialists themselves or b) are pre-dents that haven't started dental school so they don't know what it's like yet. There are so many people that didn't have what it takes for whatever reason, and it's unfortunate because saying you want to go to an ivy league school in order to increase your chances of specializing is like saying you're a Trump supporter in real life. It shouldn't be that way.

Again, I know my opinion is unpopular because it's not the "happy-go-lucky" message that everyone wants to read. But I also think it's important to see both sides, and know very well that it's going to take more than a little work to succeed in dental school.

Stop spreading lies, everyone knows you can specialize from any school. Just like you can become a millionaire by 30 if you work hard enough 😉

On a more serious note, I would go to an ivy school/ top school if I wanted to specialize. Attending an ivy school may cost more but you generally make more too. And while we see people from state schools successfully matching every year, how many of them wanted to specialize but their class rank/ lack of resources prevented them? I'm willing to bet quite a bit more than those who attended a top school. I do agree though that going to a generic private school (tufts, usc, midwestern) over a cheaper state school is a bad financial decision.
 
Stop spreading lies, everyone knows you can specialize from any school. Just like you can become a millionaire by 30 if you work hard enough 😉

On a more serious note, I would go to an ivy school/ top school if I wanted to specialize. Attending an ivy school may cost more but you generally make more too. And while we see people from state schools successfully matching every year, how many of them wanted to specialize but their class rank/ lack of resources prevented them? I'm willing to bet quite a bit more than those who attended a top school. I do agree though that going to a generic private school (tufts, usc, midwestern) over a cheaper state school is a bad financial decision.

Midwestern? But what if I wanna become a super GP? Those generally get paid more than general dentists
 
Stop spreading lies, everyone knows you can specialize from any school. Just like you can become a millionaire by 30 if you work hard enough 😉

On a more serious note, I would go to an ivy school/ top school if I wanted to specialize. Attending an ivy school may cost more but you generally make more too. And while we see people from state schools successfully matching every year, how many of them wanted to specialize but their class rank/ lack of resources prevented them? I'm willing to bet quite a bit more than those who attended a top school. I do agree though that going to a generic private school (tufts, usc, midwestern) over a cheaper state school is a bad financial decision.

Your post is so wrong I don’t even know what to say. You make more coming from an Ivy? On what planet? Cite your sources here. A gp from a state school has the same opportunity to make as much as a gp from an ivy.

As for specializing, did you know about 1/4 to 1/3 of Ivy leaguers choose to be GPs anyways? I also found out some of the the ivies match statistics count “intern” years as matching for OS. Which inflates their match total every years . “9/9 match this year!!”. Well 1-2 might just be doing an intern year. So much for that 100% match rate right?

Schools are a business and they always post shady stuff to try and get the top applicants to apply. Also what year are you, I wanna know your experience in dental school. Okay looks like you haven’t even started, figures.
 
Your post is so wrong I don’t even know what to say. You make more coming from an Ivy? On what planet? Cite your sources here. A gp from a state school has the same opportunity to make as much as a gp from an ivy.

As for specializing, did you know about 1/4 to 1/3 of Ivy leaguers end up being GPs? I also found out some of the the ivies match statistics count “intern” years as matching for OS. Which inflates their match total every years . “9/9 match this year!!”.

Schools are a business and they always post shady stuff to try and get the top applicants to apply. Also what year are you, I wanna know your experience in dental school. Okay looks like you haven’t even started, figures.

That's not what I meant. let me clarify - as a specialist you generally make more* And yes 1/3 of ivy leaguers do end up as GPs... compared to like 3/4 from state schools. And yes including interns is very deceiving, just like including gprs and aegds. But im sure they aren't the only ones who do that. This is SDN, I might be a high schooler or maybe an attending - who knows. I have enough experience to present an argument, take it or leave it.
 
Just saying there were several things I considered wrong in your previous statement. And considering you just put your boot camp on hold you haven’t even taken the DAT yet.

I wouldn’t be so confident that you have figured out how specialization works as a pre dent. What school you attend is not as big as factor as how much work you put in. Joe Schmoe who went to an ivy but slacked off his entire time there and scores a 50 on the cbse isn’t matching just because of the name.
 
Just saying there were several things I considered wrong in your previous statement. And considering you just put your boot camp on hold you haven’t even taken the DAT yet.

I wouldn’t be so confident that you have figured out how specialization works as a pre dent. What school you attend is not as big as factor as how much work you put in. Joe Schmoe who went to an ivy but slacked off his entire time there and scores a 50 on the cbse isn’t matching just because of the name.
Completely agree with you. The hard work will still need to be put in but it will be easier achieving your goal from and ivy compared to most* state schools.
 
one of my favorites, which has thankfully stopped since the HPSP results were released recently, was "just get the HPSP" if you someone got into or was considering an expensive school, as if the HPSP was something that everyone got if they applied for it...
 
Stop spreading lies, everyone knows you can specialize from any school. Just like you can become a millionaire by 30 if you work hard enough 😉

On a more serious note, I would go to an ivy school/ top school if I wanted to specialize. Attending an ivy school may cost more but you generally make more too. And while we see people from state schools successfully matching every year, how many of them wanted to specialize but their class rank/ lack of resources prevented them? I'm willing to bet quite a bit more than those who attended a top school. I do agree though that going to a generic private school (tufts, usc, midwestern) over a cheaper state school is a bad financial decision.

Yes you do make more...





More payment towards student loan that is...







What a complete nonsense.....
 
Good luck to those of you taking on 400-600K of debt. Interest piles up.

You're better off picking a different career path.
 
Good luck to those of you taking on 400-600K of debt. Interest piles up.

You're better off picking a different career path.

Don't forget the interest that piles up for 2-3 years while specializing, and taking out another loan for 500-1 mil to buy a practice... and then eventual house with kids.

Lol. Perpetual debt servitude. But there are ways out of it, and once you are out of it, it's a pretty darn good field!
 
Don't forget the interest that piles up for 2-3 years while specializing, and taking out another loan for 500-1 mil to buy a practice... and then eventual house with kids.

Lol. Perpetual debt servitude. But there are ways out of it, and once you are out of it, it's a pretty darn good field!
Most people who say they are going to become specialists don't end up becoming specialists. I feel like half this board has been gunning for orthodontics for the past 9 years I've been on here, and very few actually come out the other end as orthodontists. Why would you want to take on that extra debt anyway when GPs are now doing braces themselves. Fewer and fewer cases are being referred out.

I completely agree with you though. The field of actual dentistry isn't even what's being argued here. I think everyone on this forum is here because they have some interest in that. However, who in the world is going to be truly happy with all that debt? Then you're talking about doubling or tripling that amount when you buy a practice. There are other careers out there. No way I'd take on near half a million in debt for dental school, and I actually have been in that exact position to make that decision myself. I'm firmly against students attending USC, MWU, NYU, etc, and I'm against all these SMP programs. They're a scam.
 
Student loans are starting to get noticed hopefully. I watched a CNN Townhall with Bernie Sanders and at one point he said "I met a dentist in x state with 400k in student loans". Also Florida is trying to start a program but only 10 dentist can apply for it per year? I wonder what the selection criteria for that will be.
 
Don’t worry about how much your students loans are. Take out the max. Because dentists are all rich, you’ll pay it off.
 
Student loans are starting to get noticed hopefully. I watched a CNN Townhall with Bernie Sanders and at one point he said "I met a dentist in x state with 400k in student loans". Also Florida is trying to start a program but only 10 dentist can apply for it per year? I wonder what the selection criteria for that will be.
Let's send letters to Rand Paul lol
 
Student loans are starting to get noticed hopefully. I watched a CNN Townhall with Bernie Sanders and at one point he said "I met a dentist in x state with 400k in student loans". Also Florida is trying to start a program but only 10 dentist can apply for it per year? I wonder what the selection criteria for that will be.

I wouldn't be surprised in 10-20 years that student loans are somewhat subsidized by the government...everyone gets free education, however, YOU, the previous generation- are stuck with a bill that won't be forgiven. Wouldn't that be great? To be the class of 2023 with an education loan of 300-500k while the class of 2024 is free.
 
I wouldn't be surprised in 10-20 years that student loans are somewhat subsidized by the government...everyone gets free education, however, YOU, the previous generation- are stuck with a bill that won't be forgiven. Wouldn't that be great? To be the class of 2023 with an education loan of 300-500k while the class of 2024 is free.
You forgot to mention being responsible for the massive federal debt that has been accruing for the last 30 years
 
I wouldn't be surprised in 10-20 years that student loans are somewhat subsidized by the government...everyone gets free education, however, YOU, the previous generation- are stuck with a bill that won't be forgiven. Wouldn't that be great? To be the class of 2023 with an education loan of 300-500k while the class of 2024 is free.

Not the government but didnt this essentially just happen with NYU's Medical School
 
Can anyone tell how easy it is to get a job after mph or dds as an International student in usa?
 
Student loans are starting to get noticed hopefully. I watched a CNN Townhall with Bernie Sanders and at one point he said "I met a dentist in x state with 400k in student loans". Also Florida is trying to start a program but only 10 dentist can apply for it per year? I wonder what the selection criteria for that will be.
Yea so let’s vote Bernie in and have free school and all the loan forgiveness in the world.

Where do you think the federal gov’t will be attempting to recoup the $1.5 trillion worth of student loans from? The debt doesn’t just go away. It has to get repaid from somewhere.

Can’t wait to see what Medicare for all has in store for dentistry. Good luck with private practice..

The cost of dental school is absurd mainly due to the fact that the government hands out loans like it’s free candy. Schools can get away with charging ridiculously high tuition because fed loans are not capped and they know students will borrow the money.
 
Yea so let’s vote Bernie in and have free school and all the loan forgiveness in the world.

Where do you think the federal gov’t will be attempting to recoup the $1.5 trillion worth of student loans from? The debt doesn’t just go away. It has to get repaid from somewhere.

Can’t wait to see what Medicare for all has in store for dentistry. Good luck with private practice..

The cost of dental school is absurd mainly due to the fact that the government hands out loans like it’s free candy. Schools can get away with charging ridiculously high tuition because fed loans are not capped and they know students will borrow the money.

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All I did was point out to recent news about student loans lol...nothing beyond that lol butttt

Where do you think the federal gov’t will be attempting to recoup the $1.5 trillion worth of student loans from? The debt doesn’t just go away. It has to get repaid from somewhere.

Maybe start with that unlimited Defense budget lol 7 Amazing Things America Could Have Bought Instead of a $1.45 Trillion Jet
 
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