The problem with that argument, Humble, is that Duke med students are literally not any different than other medical students, especially at other top medical schools. I think you'd be surprised that mommy and daddy have been supporting the vast majority of medical students in some way or another for some time. And so even if we ignore the probably 20% or so of every Duke medical class that has a full ride somehow [minority scholarship, MSTP, military, etc] and do assume that mommy and daddy are paying for everyone....what does this have to do with you?? Your debt will be the same regardless. If you have cheaper options [I know you're in at UMich and Baylor, right?], then take the cheaper options, especially since your cheaper options are still top schools. But believe me, you're going to get to any medical school and find out that mommy and daddy are supporting many students... Some people will have more money than you, some people will be able to buy a house, some people will drive really nice cars, some people will go on nice vacations that you can't afford, some people will be able to go out constantly when you can't because you're buying groceries instead....but you know what? You'll encounter the same people by going shopping at the mall. It's just life.