Do you guys have Experian or did Credit Karma send you a notification?
Just curious, those who have gotten their credit checked, when did you submit your application?
Anyone know if credit Karma waits u til the next update to notify you via app? Or as soon as you get a credit check, will it appear within a day or so? My next update is in 4 days so I'm not sure If I have to wait
I don’t think that has anything to do with it.Just curious, those who have gotten their credit checked, when did you submit your application?
Not necessarily. When I applied for my home loan, I was sitting in the loan officer’s office after business hours (about 6pm MST) and literally 10 seconds after she asked me if it was ok that she pull my credit, Credit Karma notified me about the hard inquiry. I don’t think it is always that immediate, but I also don’t think it waits until your update.I think you need to wait until it gets updated. That’s why I just saw the notification today.
Not necessarily. When I applied for my home loan, I was sitting in the loan officer’s office after business hours (about 6pm MST) and literally 10 seconds after she asked me if it was ok that she pull my credit, Credit Karma notified me about the hard inquiry. I don’t think it is always that immediate, but I also don’t think it waits until your update.
Ah, now it makes sense. When I visited SDN and saw that someone had a credit check, my credit karma still had two days before an update. The next morning, which was 12 hours later (I’m currently in the Philippines for a family vacation hence the different time zone), I received a notification in my email from Credit Karma about a recent inquiry. I thought I misread the update info, but it seems like it’ll notify you within a day (or a few hours/minutes/seconds) if you have a recent inquiry. I think it’ll do that if you turn on the “credit monitoring” option in the settings of your credit karma app.
Anyone know if credit Karma waits u til the next update to notify you via app? Or as soon as you get a credit check, will it appear within a day or so? My next update is in 4 days so I'm not sure If I have to wait
YESDo I have to make an account on credit karma to see if I have credit inquiries?
Hi! So you said you got a notification for the credit check on Experian but didn't get a notification from credit karma??Got a credco check on the 17th! Experian sent me an email regarding a hard pull. I checked credit karma but nothing on the app
Yea I got an email from experianidworks which monitors my credit. They sent it Tuesday but when I checked on CK, nothing from credco appeared. So I think i have to wait until the next update for CK to see it.Hi! So you said you got a notification for the credit check on Experian but didn't get a notification from credit karma??
You won’t hear a thing until at least AugustDoes anyone know about how long it takes after the credit check to send out scholarship acceptances and rejections? I know September 30 is the deadline but I guess I’m just hoping for sooner
I believe they are only looking for loan delinquencies or defaults, which is why they don’t just do a soft inquiry for an overall score.does anyone know what exactly theyre looking for in checking our credit? My score was in the good range, but they bumped it down to fair with their hard inquiry. Not sure which score they saw, but if they are looking for "good" credit (700+) I would hate to be out of the running because my score fell one point below the cut off due to the inquiry![]()
I believe they are only looking for loan delinquencies or defaults, which is why they don’t just do a soft inquiry for an overall score.
Got a credco check on the 17th! Experian sent me an email regarding a hard pull. I checked credit karma but nothing on the app
well experian just monitor's my credit bc the source of the credit check was equifax if that helpsSo they're checking both Experian and Equifax....? Hmm
My year, there were at least 2 if not 3 rounds of credit checks. Same with award notifications. I was part of the second round of credit checks and second round of awards.I checked my Credit Karma and after finally updating there hasn't been a credit check for me. Does anyone know if there's actually two cycles of checks? And if the July 16th one would be the first or second one?
I have had the same thing happen to me but it was because I had my credit locked through LifeLock, so if you have an account with them, I would definitely give that a try. Other than that, I am not sure why that is happening:/Hi all,
NHSC sent me an email saying that they attempted a credit inquiry on July 16 but that they got an error message saying that my file was frozen or locked. But I've checked online and been on the phone with Equifax for cumulative hours and there was never a lock or freeze on my account. NHSC said they will try an inquiry again tomorrow (July 23) but if it doesn't go through then I will no longer be in the running. Any idea on what this is, what I could/should do, etc? 🙁
I have had the same thing happen to me but it was because I had my credit locked through LifeLock, so if you have an account with them, I would definitely give that a try. Other than that, I am not sure why that is happening:/
Hi all,
NHSC sent me an email saying that they attempted a credit inquiry on July 16 but that they got an error message saying that my file was frozen or locked. But I've checked online and been on the phone with Equifax for cumulative hours and there was never a lock or freeze on my account. NHSC said they will try an inquiry again tomorrow (July 23) but if it doesn't go through then I will no longer be in the running. Any idea on what this is, what I could/should do, etc? 🙁
I received the same email last Thursday. I immediately contacted Equifax and they asked me to send them a copy of my license and social security card which I immediately did. I have been calling them everyday and it was not until this morning that they let me know my credit was unblocked.
FYI - my email mentioned the next credit check would be today July 24th. Also after some research I believe due to the Equifax hack last September some accounts have been locked since then due to a need for "ID verification". It's crazy that we did not get a heads up from Equifax about our accounts being blocked, I took out a car loan last month and they were able to run a credit inquiry without a problem.
I received the same email last Thursday. I immediately contacted Equifax and they asked me to send them a copy of my license and social security card which I immediately did. I have been calling them everyday and it was not until this morning that they let me know my credit was unblocked.
FYI - my email mentioned the next credit check would be today July 24th. Also after some research I believe due to the Equifax hack last September some accounts have been locked since then due to a need for "ID verification". It's crazy that we did not get a heads up from Equifax about our accounts being blocked, I took out a car loan last month and they were able to run a credit inquiry without a problem.
Do you think then saying the next credit check referred to checks for those that had frozen accounts initially or like a second wave of credit checks also?
My fairly uneducated guess is that those whose credit checks don't go through the first time just get pushed into the next round of regular checks. However, I do believe that the check today (7/24) is the last one--the person I was emailing said that the 24th was the firm deadline for credit reports.
So if we dont get a credit report we are for sure out of the running?