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- Aug 12, 2010
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My mom just told me that if I don't get into vet school, I won't be able to afford to move to PEI and gain residency. If I don't get in, I'll have to live at home for a year and work at the call center to pay off my loan. My mom and I don't get along very well, so this would kill me.
So I'm freaking out a lot now.
I really don't want to apply for a masters. But I'd do a masters over living at home for a year... that's how much I don't want to go home!
My second choice would be vet tech. But if I apply my mom's logic, I'm still going to be living at home when I graduate. Techs make minimum wage to $14 an hour and instead of being $45 000 in debt, I'll be $65 000 in debt.
Am I really this bad off???
A lot of people on here don't bat an eye at applying OOS... and they can't all be independently wealthy. There must be a student loan or a bank loan out there somewhere that will let me apply internationally.
If I didn't get into vet school, my plan was to move, work, and think research back-up plans. I'm going to have to start looking into other programs now... and I really don't have the time. My courseload and my thesis is KILLING me.
One of the reasons why I'm $45 000 in debt is because of our stupid student loan program. They gave me $10 000 my first year. That covers tuition and living expenses. It does not cover food, transportation, trips home, clothes, ect. My parents are supposed to give me $3 000 towards that and they don't. So I got a job. I make about $2 000 during the school year at my job. YAY. Instead of giving me $10 000, student loan starts giving me $7 000. D'oh. So now I have $31 000 in loans and $15 000 on my line of credit. I really have no sweet clue how it got so high. I don't drink it away or buy designer clothes. But I guess books, cabs to and from work, trips on the bus home, personal items, monthly bus passes, gifts, school supplies, furniture, internet, gerbils, bowling... could add up over three years?
I'm not sure if this made any sense, but it felt kinda good to get off my chest.
I should really be asleep now, but I have a lab quiz in biochem that I have to study for... and I'm chemistry illiterate, so it's going to take me a while.
ETA... my wording kinda sucks, but I got less than 6 hours of sleep last night and I feel like a zombie. I'll get around to fixing it October 9... which will be the next time I get to sleep in.
I can sympathize more than you know. I am well into my debt already from undergrad, since I graduated in May 09. I started paying a lovely sum of 400 bones a month, which naturally forced me to live at home when that started. I had an amazing wildlife internship the summer after my graduation, but it was almost unpaid. So once that was over I was scrambling for work and am now a vet assistant making a sad sorry little hourly rate. I am living at home, and it does suck, I will not lie about that. But it was so wonderful to have this as a home base during this crazy application time. Trust me when I tell you, you don't want to have to worry about bills on top of loans. The freedom of living on my own haunts my thoughts every single day, and if I don't get into vet school this time around, I am going to have to consider other options to move out. Lucky for me, my pre reqs I am taking currently have knocked my monthly loan payment to 40/month, but the overall amount is hugeeee.... and I know I am not alone in this! I know the prospect of living at home seems horrid, but it is very practical, at least for the first year, and don't let your parents scare you! Just hide in your room like I do, or make weekend trips to go see friends, or defy them and get a dog. All things that help! haha