wiggy... i'm a girl and i'm 5'8"-5'9" with at least a 34" inseam. (the guy that told you to check again has not paid attention to real womens' measurements... or at least sizes, let alone tried shopping for pants!!!) i am also 132 lbs, just about all muscle. i wear a medium scrub top and i tend to wear large bottoms. i find it to be compfortable when i wear them like regular pants (sagging on my hips). that way, the drawstring accomodates by scrunching some material, the crotch sags a bit (comfortably), and they tend to fall at about the tops of my shoes. XL could work in a pinch, but it seems to not provide any added benefit once you start wearing 'em below your natural waistline anyway. AND, wearing the large slouched down on the hips gives a kind of sexy, baggy pant look that really, ummm... drapes your curves if you know what i mean. i love wearing mine with a tank top, it's actually pretty hot!