An AUC alum resident at the hospital I did my 3rd year rotations at once said to me and a bunch of other SGU students, "you have no idea how lucky you are that you go to SGU over other Caribbean schools. You get so many more residency interviews than we do because your school has a much better reputation and you have so many more practicing doctors in the field that really help you out."
Since I applied to a competitive speciality and was very often the only IMG at the interview, I can't really comment on the above statement with personal experiences other than what I said previously about PDs commending my school choice. Nonetheless, I do think you ARE paying for assurance in the match with your SGU tuition. You are also paying for guaranteed clinical rotation spots, which from what I understand can be extremely hard to come by at other Caribbean schools and potentially may set your graduation date back if you cannot scramble to get them all arranged in time. I watched how difficult it was for at least one student I knew personally from AUC to schedule all of her 3 year rotations and find somewhere new to live each time, while I had all of my 3rd year rotations assigned to me at 1 convenient location and never had to think about it. That also gave me way more time to focus on my studies and getting a killer step 2 score. And btw, not finishing your degree within the standard 4 year time period s a big red flag in and of itself. And yes, I do understand the controversies of this give and take with tuition/rotation spots...that is a conversation for a different time.
That being said, yes, this is education is very expensive. Be prepared in advance to go the public service loan forgiveness route (
https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service). After 10 years you will be able to get a lot of debt forgiven. This is also why I would really recommend a career change if you cannot start immediately. Every year you wait to start earning a real attending salary and saving for retirement puts your secure financial future at a much greater risk.