S
schmoob
You need to keep in mind that life evolves. When I made a FRACTION of what I make now when I was younger, I had tons more disposable income. But I got older and moved throughout phases of life. I could not imagine still living with my parents when I was 30. On the other hand, I can't imagine my kids living with me in their 30's. By 30 I had two kids, a wife, a mortgage, a career, etc.Trust me. I plan on living like a student and with my parents after graduation. I don't intend on getting married nor living on my own until I have paid off at least HALF of my debt
It's easy to imagine yourself in a few years in the same place you're in now. Just keep in mind that your mindset will evolve along with your age and education. I assure you, I've been where you are. After all your hard work, you will want to start your life.