Nope, all government loans. There is a cap on the stafford loans, but you make up the difference in grad plus loans. However, the school isn't extremely generous with the living allowance, so you do have to keep your loan allotment in mind when picking a place to live. Most people do fine, but depending on your situation, you may have trouble covering your summer months since you don't get financial aid for those times... Again, most people do fine, but just make sure you factor that in to how much rent you want to pay, and consider whether you want to work full time in the summer.