My school only offered loans, which I thought I could work for my education instead of being in debt. It turned out to be harder than what I though and my grades went from a 3.5 to a 2.0 , my grades began to oscillate . When I asked for that loan they had originally offered they told me that due to my unpredictable grades and low GPA I didn't qualified. At this time my dad was layed off and I contributed for half the house hold. I got two jobs, one for school (tuition and books) and the other to help with the mortgage and utilities. I burnt my self out for a bit, showing up to class with little sleep and unprepared (not having time to study), I hit rock bottom. I was on the verge of being kicked out of school I was under academic probation for a quarter. But every cloud has a silver lining, I managed to accidentally shatter my shoulder at one of my jobs which was a gift, I received disability (SSA) for a year which helped me focus and go through an up trend of As and Bs for a year. I went from a 1.8 to a 2.8. I also received my paramedic cert through my disability period which helped me acquire a job where I work 48hrs straight (2 days) in a week in order to have 5 days to study and go to school with better pay. This helped me drop one job and still be able to help to contribute for my family's house and go to school.