Well i feel the exact same way about the debt. Basically I knew I was going to be $200,000 in debt (not including interest) no matter what since I wasnt going to work during school etc. But when I made the choice to go to Dublin instead of Western it was because I wanted to have an experience. But the "experience" will cost you. This year the max we could take out was $75,000 and I took the full amount out. Some people didn't, and some people have money other ways, but I personally NEVER worry about money, while people that didn't take the full amount occasionally do. I mean I worry about paying it off in the future, but I mean I'm screwed no matter what. I have had plenty of money to do EVERYTHING I want. I live in an apartment by myself (not cuz im weird) (575 euro a month who knows for ultilities, groceries are like 30 a week, bus pass 75 a month, etc) , I go out every weekend (which is my biggest expense like 50 euro a night), I'm staying here this summer to travel, I can live pretty carefree. Obviously I realize I need to budget, and next year I'd like to take a smaller amount out, but with the way the euro is going I don't know. Who knows what the full amount to take out will be in dollars. BUT You can live here much cheaper than I do!!!! (share a house (400 euro), budget!!!!, not travel/drink!). The people I hang out with are basically the ones I hear complaining about money since we do everything possible. My parents are helping pay off my interest, so I don't know how much debt I will have. But long story short, I figure add at LEAST $100,000 to what you paid in the US. Dublin is VERY VERY expensive. you'll do all your clothes shopping back home over winter break haha
I'm doing emergency med, living at home, and working my ass off once I get home from school. My debt will be huge, no doubt, so if your into warm and fuzzy shelter work, or part time regular clinic and wanting to pop a kid out soon DONT do DUB! But if you are going to WORK WORK WORK, you should be fine. Plenty of people go to vet school and have previous debt from undergrad, so just view it like that.
I obviously havent done any clinic here/gotten to the point where I'd know if I'd really be prepared, but I know a final year from California too that goes to school with me. He just passed his NAVLE and is not worried AT ALL about going back home to work. You can do a lot of your EMS back home, he did two big internships on the East Coast. You will have opportunities to dip in to America, and really I feel like it all depends on you as too how comfortable you feel when you get back. I worked with a vet straight outta school from back home and she was nervous/confused as hell, and so I think everyone will be to some extent.
Side note: you can't really stay here to work, small animal makes no money and jobs are crap right now for large. So you will def go back home, so don't marry an irish man, not like you would lol trust me
Either way coming here will be a roller coaster, but I think its worth it! Mostly for bragging rights, who gets to live in Ireland for 4 years!!!!!