how much do first year specialists make?

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mtcn96

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Edit: Lol I know I plan way too far in advance, its a blessing and a curse.

My real question in all of this was: in your experience, about how much can endodontists/orthodontists expect to make in their first year or two out of residency?
(Ideally in Mass or Cali, and I'd be willing to work multiple part time jobs if possible.)
I know it's hard to give an accurate answer, but just from what you've heard or seen, any numbers would be helpful. I'm just trying to get an idea of whats the best course of action for me.

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There are dentists who pay off their loans in two years. They do not have $500-700k in debt. Realistically, as a specialist, you can probably pay them off in 4-7 years; comfortably in 10-12 years.
 
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You can still apply to Endo, but you need to apply to selective number of programs with stipend. Those are the programs that are competitive but it is worth taking a risk in your case.
 
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So as of now I am planning to specialize in something -likely endo or ortho assuming I can get the grades as these interest me the most. I will have about $120k of loans from undergrad, am expecting probably $300-$400k from dental school, and depending on the specialty program and length could be adding another $60-200k. So I'm looking at being $500-$700k in debt by the time I'm 29. (Which is scary as **** btw.)
Assuming I am engaged/married by this point to someone who is making enough money for us to live modestly-so ALL of my earnings can go into paying off my loans as quickly as possible- how quickly could I pay off my loans in a best-case scenario? Aka about how much could I expect to make per hour or per year in my first two years out of residency?
I'd be willing to work 40-50 hours per week for 50 weeks per year for probably two years, but is it difficult to find multiple part time jobs, or a full time job that gives you more than 25-30 hours per week?

Ideally id like to pay off as much of my loans as possible in about two years, work full time for another year to get a good chunk of money saved, then work part time for a few years to have kids. (After the kids are older I'd work towards getting my own practice, but not before.)

(Ideally I'd like to work in Massachusetts or California, right now I'm leaning towards endo, and even though I dislike corporate I would be willing to do it part time if necessary.)

Dude, you are planning for your hypothetical kids. Go enjoy not having kids. I would give my left nut to sleep past 730 on a weekend again.
 
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