John Oliver Going off on UnitedHealth Group
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Critical hit: "Having insurance looks a lot like not having it."
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Some good points that are unfortunately diluted by the 5 minutes of drooling over Luigi Mangione.
Haven’t watched the video but I’ve never been impressed with this guy when he ranted about a topic I actually had pre-existing knowledge about
Makes sense, given his target audience is redditors with room temperature IQs.
The analysis tends to be one-sided and far too simplistic for the complexity at hand. He falls on the liberal/progressive side of most issues. That doesn’t mean that he’s always wrong - just that his humor and how well you think that he stuck the landing depends a lot on one’s world view.
Wait.....so passing a law requiring everyone to go out and buy a comprehensive healthcare plan (it's not really "insurance" anymore) creates huge healthcare payment companies who then $hit on their customers?
Who would've thought that.
Wait until there is only one entity who runs everyone's healthcare plan. I'm sure that will make it better.
Who would've thought that.
Wait until there is only one entity who runs everyone's healthcare plan. I'm sure that will make it better.
On the flip side, it’s wild how health insurance has gotten WORSE over the decades. I’m out of the loop on why that is, but hearing about my parents getting surgeries for zero dollars in the 90s is wild.
Now I’m sitting here with a high deductible plan as a physician. The biggest benefit of insurance for high earners is just their negotiating power straight up, rather than what they cover (unless you end up in the ICU).
I just think it's wild, that
1) Sometimes the medical bill ends up being cheaper if you don't use insurance and pay out of pocket, and
2) The fact that people have flow overseas in some countries to get private medical care, received decent care, and still came out to be cheaper, flights included, than had they received the same care in the US, with commercial insurance.
1) Sometimes the medical bill ends up being cheaper if you don't use insurance and pay out of pocket, and
2) The fact that people have flow overseas in some countries to get private medical care, received decent care, and still came out to be cheaper, flights included, than had they received the same care in the US, with commercial insurance.
IIRC, it was through the individual mandate in the ACA that marketplace policies were to get subsidized. It is then only logical that as the amount of marketplace policies get written, private ‘insurance’ screws every policy holder over even worse. It was 100% built to fail and is going as planned as an endaround to govt ‘healthcare.’ It is also the reason why more affordable, barebone catastrophic policies were not allowed to continue. The premiums and coverage needs to suck enough that us pleebs beg for an alternative. Voila, universal ‘healthcare.’
As the marketplace policies are essentially Medicaid, the higher premiums paid through private policies are basically a backdoor Medicaid tax… what a country!
As the marketplace policies are essentially Medicaid, the higher premiums paid through private policies are basically a backdoor Medicaid tax… what a country!
Compared to when your parents got surgery in the 90s there are literally 2x additional people involved all drawing a full time salary from that same surgery (healthcare 7.5% of workforce in 1990 to 15% in the 2026).
It became the largest employment sector in the US in 2009 (yes, seriously) and that IMO is why it will never be “fixed”
Not sure where you got the 15% from. Absolute number has doubled but as % of population up more likely 50%.
Percent of all U.S. nonfarm employees working in the health sector, 1990-2023
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And a vast portion of that bloat is in the form of administration. We now have a useless, parasitic class of MBAs “running the healthcare system” that extract value from it for themselves while contributing very little in the process. They lobby and advocate for their own existence at this point.
Depending on where you look it is variously cited 11-15%, latest BLS is 13%.Not sure where you got the 15% from. Absolute number has doubled but as % of population up more likely 50%.
Percent of all U.S. nonfarm employees working in the health sector, 1990-2023
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Also hilarious is the #1 single “profession” expected to have the greatest growth over the next decade…
Fastest Growing Occupations
20 occupations with the highest projected percent change of employment
www.bls.gov
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