financial advice

Hi all! Background I currently hold two Bachelor's degrees and a Master's in Science with approximately $97,000 in accumulated student loan debt. I have successfully passed the EPPP and am practicing as a licensed psychological associate in Texas. I'm considering several PsyD program offers...

This cycle has been both exciting and disappointing for me. I am very lucky to have received acceptances from vet schools except for my IS school (waitlisted, but unlikely to get off). My other struggle is that I need to report my parents' salaries based on my age, but I will not be receiving...

I had to take a leave of absence this past year for some medical problems that came up. I was unable to work except via Zoom, which didn't really cover my bases financially. The long and short of it is that I wound up living off of my tuition for fall of 2021 and there really was no other way I...

Ae there any people who have successfully had their loans forgiven at the end of 10 years of payments through PSLF and would be willing to offer some insight into their experience? What are some important considerations / things to know to be approved? I know some veterinary residency programs...

Hi, I'm an Egyptian student looking to study Medicine, I graduated from secondary school advanced stream from UAE 2021. I'm struggling with finding a university for the next intake or 2022 intake, I'm also open to study in UAE/ GULF/ TURKEY OR ANY OTHER COUNTRY. The main problem is that I can't...

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I am far from an expert on financial-related things and could use some insight on this situation I'm in. From what I've gathered, it's best to submit the FAFSA as soon as possible to be considered for school-specific scholarships. Also, even if you're completely independent, you have to list...

Hello everyone, I hope you are all safe and well during this pandemic! Today's topic: financial aid In my search for OT schools I have been told by MANY schools that financial aid isn't really a thing in the OT world. Your options include loans and more loans. Now I know I am not alone in this...

Hi Everyone! I will be filing my own taxes this year as a medical student and need some input on what you guys would do. I have a joint account as a primary account holder with my partner (not married). I do receive financial aid as well. Would you guys use a tax accountant or TurboTax as I get...

Hi there! I am starting dental school this summer which is super exciting but unfortunately I have about $10k left in debt. This was a result of two cycles, dental assisting classes, and traveling for interviews. I know it was an investment. I was hoping my current job would have paid all of it...

Hi all. I am starting an ortho residency in a few months and trying to figure out how to pay for tuition for the residency. What have people used in the past and which of these would you suggest? I have started looking into the Wells Fargo Medcap Loan but curious if there are similar loans out...

Hey Guys, I am in need of advice. I have recently been accepted into medical school and have a few questions regarding finances. My wife and I have a 6 month old daughter who is a premie, therefore my wife is a stay at home mom. I am curious about financial options for families so that I can...

Interview with Ryan Inman, President and Financial Planner at Physician Wealth Services [Show Summary] How are you going to pay for medical school? How are you going to pay off your med school debt after you start practicing? How will you be able to afford a home and some of the comforts you’ve...

Hi all, I need some input to make sure I'm making the right decision. Currently, I have run into the joy of having some medical bills and would like to pay them off before they go into collections. I am trying to focus on being a pre-med (volunteer and study MCAT) but worrying about bills and...

I recently got admitted to physical therapy school and I wanted to find out what resources you guys have used to help pay for school. Are there certain scholarships or databases that anyone would recommend? Any general tips on how to make the financial burden lighter is greatly appreciated.

Hi SDNers, So ideally, I'd like to do an MD/MPH program. From what I've heard, these typically take 5 years to complete. Upon graduation, I'll be in ~$50+ worth of debt (85% private, 15% fed). I'd like to defer repayment during med school but given my private lender limits in-school deferment...

Hello everyone. I am in need of some advice. In the past year, my financial situation has DRASTICALLY changed... to the point where I need to rethink going to dental school. My family is in poverty and I think that going to school for an additional four years for around 400-500K of debt (my...

For those of you who have gotten married before medical school or even during the first two years, where did you live? I see many posts about people being married and the financial struggle of engagement rings and weddings but what about living costs? So many people live with their parents...

I need advice on choosing between these two schools. UAB is my in-state school and I have a scholarship of $10,000 dollars per year at the school. However, I recently was accepted off of the waitlist to Georgetown SOM. I really love the new 1.5 year curriculum, extra elective rotations...

Hey everyone! I have been working for the past two years and have decided to either quit my job or take a 'leave of absence' for a year in order to finish up prerequisite courses before applying to medical school. I'm currently in a well paying job in consulting, and by the time I leave will...

So for my first two years of med school, I do not need to purchase the school's health insurance because I am covered under my parent's insurance. Does this mean that if I take out the full COA I will get the money that would have gone towards my Health Insurance or do they subtract it from my...

Does anyone happen to know anything about loans for international students, especially the Discover Loan or Sallie Mae Medical School Loan? Sallie Mae's 36 month grace period and residency deferment option seemed worth looking into (while I know it's generally a bad idea to defer, I wondered if...

Hello! I would like to learn more about loans/grants for medical school. I submitted my FAFSA yesterday. I don't think I would be eligible for free $ as my parents' income is over the need limit. So far, my state school hasn't sent me any info yet about financial packages. What should I do now...

I didn't know which sub-forum to place this in, but here's a question: Upon actually getting in to medical school... How you survive 4 years of medical school without working? I know it seems like an easy question (just take out loans), but I've worked most of my adult life so far, and the...

According to AAMC, the average debt of med students at graduation is $183,000 – with repayments ranging from $329,000 to $428,000 after interest. That’s a heavy burden you might carry for many years to come. And it’s why it’s so important to understand your med school financing options. That’s...

Hi all, I am looking for some opinions on a comparison of different financial pathways that I am considering. Background: Married with one child in public elementary school ~5 years work experience as a QC Chemist for generic manufacturer Spouse currently not working, but will begin...

Greetings, I'm not sure if anyone else is on the same boat as me but I definitely feel alone on this one. Unfortunately, due to not qualifying for anything but loans, I will be graduating with about 100k (interest included) in student debt from undergrad. Yes, most of that consists of private...

I have wanted to eventually earn an MD PHD focusing in neuro-degenrative diseases for as long as I can remember. Also, I have always been a great student; I graduated in the top 2% of my high school completing my studies in 3 years and then spending a year on foreign exchange. Unfortunately, I...

Short version: I'm 40, finished all but one prereq, and everything about my application looks great but I don't have the money to apply and need advice. Long version: Sorry to ask a new version of a question I already posted here, but things have more or less fallen apart. I "look good" on...

Hello to everyone here at SDN, I'm new to the forum and joined to help myself decide on the right career path. Currently, I'm working on getting a Bachelor's degree in Biology. The problem is that the only career I feel excited about that I can get with a Biology degree is Dentistry and all...