A place that I interviewed at last year is still looking for an associate. I liked the clinic a lot and the owner and head DVM were amazing people, but they couldn't offer me anything above $50k. They even looked into taking out a loan to pay me what I was asking for ($70,000-75,000). I feel really bad for them because I know they're hurting for help, and if they could pay me what I asked for, I would drop my job like a hot biscuit, even though it would mean commuting an hour each way when my current commute is 15 minutes.
The kicker is that my debt is low ($33,000 and dropping), but I refused to sell myself short at $50k, when I had other offers for $85k + prosal. So it's not all about the debt, but self worth, too.