loans

I know many have talked about Grad Plus Loans and Bad Credit but I think the law changed recently so I wanna double check some things are still true: 1) I will qualify for a Grad Plus Loan as long as my balance on charged off accounts within the past TWO years is less than about $2000. 2) The...

Hey everyone, I'm having a hard time deciding whether or not to defer for a year in order to save up money for school. I got into my dream MPH program but it's roughly $44,000, so I figure $22,000 a year. I had a few questions and would love any advice people have to give! Does anyone know...

I am an MS3. I was diagnosed with cystic fibrosis six months ago. I showed signs of it in my teens but no one put the pieces of the puzzle together until I started medical school and became much sicker. My pancreas has almost no exocrine function left, my lungs have cultured pseudomonas and...

Hi all, My topic is concerned with loans most of us aspiring doctors are all too familiar with and an important decision I have coming up. Let me start with a (somewhat) brief background: I have a very, shall we say, "different" background. I always wanted to be a doctor, did well in high...

I'm trying to decide whether to apply for work study at the school i'll be starting at this summer, or if i should rely only on loans. Would working during medical school add anything to residency applications?

My boyfriend and I have been seriously discussing marriage for the past few months. The likelihood he will propose before the end of the spring semester is 80%. My question is how would getting married affect FAFSA/financial aid going into vet school? Beneficial? Negative? Other info: Him: 26...

Which is better to take out, a private loan or a Grad Plus loan? Also, how does loan forgiveness work after graduation? Is it better to take out a Grad Plus loan (does it also count in loan forgiveness?)?

Hi- I'm currently serving in a domestic volunteer program that covers my room and board and make way under the federal poverty line. However, while my parents are not well off, their income is probably slightly over the 300% level. Due to other expenses, they are really unable to support me...

So, I gave an introduction in the non-trad section, I won't go too much into that here. I'm here to try to find information specifically on what loans can and can't do. Here's where I'm at: I'm a veteran and have 100% Post-9/11 GI Bill entitlement. I'll be within 3 years of my ETS date (to...

I didn't vote for Trump, but this could be good news for us. https://www.washingtonpost.com/news/grade-point/wp/2016/10/13/trump-just-laid-out-a-pretty-radical-student-debt-plan/ Thoughts?

When looking at the full cost of attendance (COA) of medical schools (within the same mid-western geographical area), it always includes tuition, room and board, and books. However at some schools transportation, personal (miscellaneous), and health insurance are also included. Including these...

I am a 31 year old, seriously considering medical school as a career changer. When I think of myself decades into the future, looking back on my life, thinking about whether I will be happy with the way I spent it, I know that I won't be if I have not done the best I can do. I don't feel like...

Hi everyone, I'm wondering if anyone here has/is studying dentistry in Australia? I've received an offer from the University of Sydney, but I'm having trouble getting a big enough loan from a bank to cover expenses. Because I'm leaving Canada the amount a bank is willing to loan is much...

I'm looking to get into medical school and take on loans in the near future. A bad business transaction is likely to lead to bankruptcy or a default judgement. I looked at the gradPLUS requirements (here) and they assert that adverse credit like bankruptcy or default judgement makes you...

Just being accepted into OT school, I know it's kind of early to be asking about loan forgiveness/tuition reimbursement but I was wondering if anyone has any additional info/input about loan forgiveness for federal loans or just tuition reimbursement in general. I have looked at information...

Hi guys and gals, I just graduated from residency and will be starting my new job in FM. My wife does not work at this time but will be doing so (she is a non-physician; once she starts work, anticipate 30-40k/yr for her). My salary will be roughly 248k/yr, anticipate losing half in taxes...

Hi! I am submitting my VMCAS in the next few weeks, and trying to look ahead at the school I am applying to. I was wondering if anyone could help explain how loans covering your cost of living come to the student. I am used to an end or middle of the semester check, but that seems incorrect for...

have been wanting to be an OT for ten years but I have not gone because of the loans. Does anyone have any advice about whether this wAs the right decision?

Is it such a crazy idea to be aiming to pay off our student loans within 3-5 years following residency? We hear about the "crippling, life-long" debt we're incurring by attending medical school, but does it really need to be this way? I did some basic number crunching and here's what I've come...

Hi everyone. I had a question about loans. I do not know much of how they work but have been reading online. I have been accepted to a dental school and have been awarded two loans but have not accepted either yet. My questions is, if I accept the loans and say in a month my first choice school...

I have loans from 4 years of undergrad, and I'm applying to pharmacy school this coming cycle. I calculated the cost of tuition, fees, and living expenses for my top choices. My total loans will be around $200k once I'm done with everything. The total amount will be somewhere between $150k-$200k...

Hello! I'm seeking some objective third-party advice about the amount of student loan I should take. I'm very happy and blessed to say that I will be attending medical school this coming Fall :). That being said, I'm unsure of what I should do financially. Here's the situation: I've been...

What is the process for covering the "transitionary period" before the NHSC scholarship funds (and stipend) are distributed in October? For example, did you have to take out federal loans to pay tuition and living expenses initially and then use the stipend amount to pay down the accrued...

I've put a tremendous amount of effort into where I am now, where I'll be applying to ~5 schools in July for the 2017 cycle. As a non-traditional student, I had to go back to take post-grad work, juggling multiple jobs and paying out of pocket for prereqs. maintaining a 3.7 gpa and getting solid...

Hi guys, So I'm an incoming M1 this fall. Now that the summer is underway I was looking at options to pay for medical schools. I basically got no financial aid and my parents will be helping me pay for a part of medical school (not a significant chunk though). I was wondering what...

So I am in a bit of a pickle. Was just accepted into 2 medical schools. Both are mid-tier, different styles of education but I feel that I would be fine in either but I do like one over the other. The total cost of attendance to both schools is similar at ~$53,000. School A: Pros offering me...

Edit: Lol I know I plan way too far in advance, its a blessing and a curse. My real question in all of this was: in your experience, about how much can endodontists/orthodontists expect to make in their first year or two out of residency? (Ideally in Mass or Cali, and I'd be willing to work...

I am currently a pre-pharm student, but my academic advisor has advised I look into med school several times. I am currently at a 3.8 with lots of extra curriculars, volunteering, one of several pre-health club student leaders, and working as a pharmacy tech. I am enjoying what I am doing and...

I am an international student who has been in the US for the past 5 years. Due to a previous unsuccessful medical school application cycle, this time I decided to try an apply abroad just in case. I am European, so I thought that applying to school in the UK would be a good call. Fast forward...

I am an international student who has been in the US for the past 5 years. Due to a previous unsuccessful medical school application cycle, this time I decided to try an apply abroad just in case. I am European, so I thought that applying to school in the UK would be a good call. Fast forward...

Here's my situation: I've been accepted to two schools. SLU gave my my financial aid package already. Rush hasn't given me a financial aid package because apparently I didn't include something in the FAFSA that I needed to (parents w2 apparently). So I probably won't know what the package is for...

I'm currently a high school senior with a couple of options for college. My first option is Cornell, but with an EFC of ~$20k per year. The other option is a full ride to my state school (will not name for anonymity, but it is ranked Tier 2 by USNWR). I know the answer is obvious when strictly...

Hi guys I am rising MS1, and as my title says, I am concerned about the financial aid timeline for Texas medical schools. Does anyone have experience applying for financial aid/loans (loans like Direct Plus, subsidized, or from the school) in Texas medical schools? When were your due dates...

So.. All the excitement of applying, looking at different schools, comparing the bells and whistles of each and finally getting accepted and putting down my deposits is now over. It is indeed time to start looking at the ugly part of it all- loans. My question is - Assuming no HPSP or NHSC...

Hello, I am fortunate to be accepted into medical school and I was wondering what options exist to pay back loans. I have heard rumors of loan forgiveness programs, such as during residency, but more information would be awesome. It would also be appreciated to know if any new methods exist...

Hello All! I am a 4th year medical student graduating in May and am now starting to look into the different repayment plans for my loans. I was directed by the financial aid office at my school to a repayment calculator at studentloans.gov...

Hey Everyone, I am narrowing my acceptances down to Georgetown and UMass and trying to decide between the two. The main concern is cost. Georgetown Pros: -International / Global Health (I have a MPH in International Health) -Diverse population (globally since DC / underserved) -Good location (...

So this may have been covered already in previous topics, but it seems to typically be a female student asking for advice, so this is a little bit different. I am currently married (we celebrated our first anniversary this past November) and am currently still finishing my degree before...

Hi! I have some questions regarding NHSC scholarships and the salaries one should expect following residency. I am very open to the idea of pursuing a career in Internal medicine. I wanted to see if anyone could give me an idea of the types of salaries one should expect following residency...

Hi there, So I took out some loans for undergraduate (around $12k) that I could hypothetically pay back now. However, I will be matriculating this year and have a question regarding financial aid. Do financial aid offices take into account my undergraduate debt in my financial aid package...