I don't have a defined budget, no, but... I don't drive to school, my car is paid off, my internet and utilities are covered by my complex, I already live with three roommates, I don't drink or go out pretty much ever. My discretionary income basically goes to club dues and food. It wouldn't be as much of an issue if the $915 for my rabies shots wasn't still in limbo. I plan on calling once the school opens back up to figure out why I still haven't been charged for those almost 5 months later. I did give them my health insurance info just in case, but I highly, highly doubt that any of it was covered. It'd be a nice surprise, but I'm not banking on it.
Yeah, that's fair. I may end up doing that; yes, I'm working two jobs this semester, but only 2-5 hours per week... which is hardly going to break the bank.
I do also have significant undergrad debt, which makes me even more hesitant about taking out more loans than I need.