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- May 5, 2008
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There are lots of nice little houses with yards. Some are even currently owned by other vet students that are looking for roommates. They are relatively inexpensive and a great option. Just have to make sure all the pets mesh well together.
Thank you, this is great!! I think I remember someone said that the school will send out a list of students looking for roommate, is that right? Anybody know?
I just got off the phone with Helen Sellers, she is our fin aid person. I told her about Chase Medical Education Program
http://www.chasestudentloans.com/medical/index_chep.html
She thought this might be a good loan, but she is going to take it to UTK's loan people to have them look at it. The only thing is that Chase has been slower than other bank to transfer the money to them. Helen will email me when she heard back from the loan people. I got the impression that many students go with edamerica. Not many students in the past choice to go with Bank of America, but this year have no origination fee, so BOA might be the better choice if I don't choose Chase as my lender. The only problem with BOA is you have to paid back the loan in 10 years, which does not seem possible to me. Also, I would not consider Suntrust because they don't lend directly anymore, they go through another company.
Helen suggest that we pick a lender soon for Stafford loans and wait until end of June before we apply for GradPLUS loans because they have not figure out cost of attendance (COA) for 08/09 yet. The board of trustee will meet on June 26th. After that, they will let us know how much GradPLUS loan we have to take out. Also, we should have all our COA covered by these 2 loans and we should not have to take out a private loan, which is great!!
I also asked her about Perkins Loans and Health Professional Loans, but UTK does not participate in those loans, which is too bad because their interest rate is fixed at 5%. Correction: they have very little money for Perkins loan, and they used it already. I hope this helps. I will post Helen's reply when she email back.