debt

Hello Canadian optometrists, For all those that went to the US to study optometry and are Canadian, how much debt did you have and how long did it take you to pay it off (or how long do you plan on paying it off in)?

Does anyone have statistics on the number of HPSP members who incur debt during medical school? Also interested in the average total amount of debt that HPSP person leaves medical school with. Thanks!

I've been a little frustrated about the lack of info that exists on how much debt med students will really have when they finish residency. I've seen articles stating that the average medical student debt is ~$189,000. That just isn't true for most of us. If we take out $75,500 the first year...

I was fortunate enough to be admitted to all 3 of these schools yesterday. They are among my top choices for where I should attend school. I know I am a ways away from making this decision, but I am quite sure I want to specialize, possibly in OMFS. UCLA is substantially cheaper and that is...

Yesterday I was fortunate enough to be accepted into some amazing dental schools with Columbia, UPenn, and UCLA being among my favorites. As I am considering where I enroll, I wanted to ask graduates of these schools if the debt was worth attending that school. Columbia and Penn are very...

Hi there! As a prospective dental student for the class of 2022, I am currently doing some research on game plans for how I am going to tackle student debt once I graduate. I know it is a ways off, but I was particularly curious about how hard/competitive it is to qualify for the PSLF program. I...

Currently I'm working part time jobs while getting core classes done at community (to reduce debt). Getting my associates is taking a long time as it is, due to working so much. I already have taken out 7,000 in financial aid and am not even half way done my associates. My grades are amazing...

Hello everyone, Like many, I got injured early on while playing sports and went to see a Physical Therapist, I immediately fell in love with the profession at an early age. During this time, the profession was ranked as one of the “top 10 best careers out there”. This enforced my decision and...

I know the goal of the game is to go to the cheapest school that can, but my state does not have a state dental school, so I'm forced to go to somewhere private. Right now, all the schools I've visited have been nothing but expensive. Yeah some schools offer scholarships, but those aren't...

Hello, I want to get some feedback from endodontists on what their experience has been like in trying to find job right after residency. Would be great if you could mention some tips on whether you went to private practice route, corporate, or travelling endodontist and what geared you towards...

Hi, I am a pre med student. However, I have recently been looking into going into pharmacy. I was wondering what the pros and cons are for being a pharmacist. Also, what is the work like day to day? Salary? Bonuses? Paying off debt? Etc Thanks.

Hi, I am currently a sophomore in undergrad at a community college here in the U.S. I was wondering a few things....1) Are there med schools in any other country or countries that are of the same quality and cheaper than the U.S.? 2) if so, where are they? And is it possible for me to attend...

hi, I am an undergrad pre med student. I would like to stay in state if possible. There are two MD and two DO schools in my state. I was wondering, about the DO schools, what debt is like after graduation and residency and getting a career. They are more expensive than the MD schools here. Looks...

For any urm that got acceptances or have knowledge through word of mouth I would like to know Which schools are generous with financial aid packages? Which schools are known to give scholarships to minorities? Please and thank you

I had a question for those who have graduated DPT program with a significant debt (100k plus). I wanted to get your opinions on whether you think it's smarter from a financial perspective to work for a program that pays less with less autonomy, but will pay back your student loans or even have a...

Greetings, I'm not sure if anyone else is on the same boat as me but I definitely feel alone on this one. Unfortunately, due to not qualifying for anything but loans, I will be graduating with about 100k (interest included) in student debt from undergrad. Yes, most of that consists of private...

Well title says it all. I was an average applicant and took my state's private school (NYU) which costs around 400-430k and kinda stressed about. Anyone else dealing with similar numbers? I heard some people say they'd rather give up on dentistry than go into that level of debt so it's kinda...

[Credit to Christopher Byers, DVM see cited article below] What causes veterinarians such psychological pain? 1. Perfectionistic Personalities. We’re passionate. We don’t leave our job at the hospital; the job comes home with us. Importantly, we’re not used to failing. So, when we feel like...

So I'm a graduating senior now who wants to become an orthodontist. I've wanted to become this for years for various reasons. I know becoming an orthodontist is extremely competitive so I'm attending the Citadel, which is the military college of South Carolina next semester. The Citadel is...

Becoming a doctor is a deep desire for me. I can't imagine being anything else. I adore the human body and I'm fascinated by pathophysiological processes. I want to serve my community in the fullest sense and I believe that I can best do this by becoming a physician. But I'm barely scraping by...

Hi Everyone! I've been accepted to Mercer's clinical medical PsyD program! I love the medical component of this program and the vast amount of practicum opportunities in Atlanta, but it all comes at a cost of $94,600. My husband would be supporting us so living expenses would be covered. I'm...

An older student told me yesterday, that the average EM step 1 is 245! That is pretty high. I am originally interested in lifestyle competitive specialties, but have always kept my eyes peeled for EM. I have a lot of debt and want a decent lifestyle, I heard that in the south and rural areas...

Hey all! Posed this as an extension of a military med thread I made a few days ago, but figured I'd also post it in this thread for feedback. I was recently offered full tuition at Wayne State University. However, I was also accepted to Sidney Kimmel Medical College (Thomas Jefferson...

Okay, so I'm trying not to freak out lol but I did some calculating about my loan costs and I'm a wee bit nervous... I didn't get any love from my state school so I'm going away to a much pricier OOS school. I have about $148,000 in undergrad loans and for med school, I was given about $84,000...

About a year ago, I had no idea what I wanted to do with the Biology degree I would be obtaining after I graduate from my University. I was given the suggestion to look in to dentistry and turns out, I love it! I shadowed a few dentists and seriously see myself doing what they do for the rest of...

Work from Home for Doctors and Medical Students Great opportunity for medical residents who are looking to earn extra income. We're seeking medical residents and MDs who have successfully navigated the medical residency application process to provide guidance in one or more of the following...

So I have been accepted to Western U and Roseman and am really torn now that the excitement has worn off and the price tag shock has really kicked in. I'm working on applying to a 3-year HPSP (missed the 4-year deadline) and hopefully the NHSC as well. Being that there are no guarantees to...

OK 4th year students about to match and blah blah blah. Time to think about loans and debt. What is the current status of PSLF? I'm seeing differing information on whether PSLF money that is forgiven at the end of the 10 years is actually taxed or not. Is there a cap on the amount of...

Hello, Times are changing fast, especially for the college student. Current students have the highest student debt ever recorded, coming in over $1.3 trillion dollars. Unfortunately, the future isn’t looking any better. We’d like your support in stopping lawmakers from raiding the Federal Pell...

Dental school is not a good financial decision. The cost of attendance they hand you is about 30% lower than it will actually be because it doesn't include accrued interest, tuition increases, or origination fees. Here is the truth. I have practiced for over 15 years living paycheck to paycheck...

Hello to everyone here at SDN, I'm new to the forum and joined to help myself decide on the right career path. Currently, I'm working on getting a Bachelor's degree in Biology. The problem is that the only career I feel excited about that I can get with a Biology degree is Dentistry and all...

Hi all, My topic is concerned with loans most of us aspiring doctors are all too familiar with and an important decision I have coming up. Let me start with a (somewhat) brief background: I have a very, shall we say, "different" background. I always wanted to be a doctor, did well in high...

I am a first year and I just finished my second quarter of college, having started a quarter early over the summer. My GPA is currently a 3.68 with 23 units so far. I know I can do better next quarter; I tried my best this quarter but I am learning how to study more efficiently and I can feel...

Does anyone have an ROI calculator or spreadsheet. I am a non trad in my 30's and received my first acceptance. I wanted to make sure I was not committing financial suicide by taking on 250 K worth of debt at this time and forgoing 300K in income during my schooling. Has anyone created a...

So as it stands right now i am leaving the US military very soon. I have always been very interested in medicine particularly (love)psyciatry and dental With that being said this is not a question about acceptance I am not afraid to do what it takes and take extreme ownership for everything I've...

I am a 31 year old, seriously considering medical school as a career changer. When I think of myself decades into the future, looking back on my life, thinking about whether I will be happy with the way I spent it, I know that I won't be if I have not done the best I can do. I don't feel like...

Was thinking about this issue and wasn't sure what was the right answer. But there is a rational approach to this issue. Take a look at this article: http://radsresident.com/2016/09/16/student-loans-vs-savings/ What do you think?

Hi All... I have read, and mostly agree with the suspicion people have about the financial prudence of professional PsyD programs. It does indeed seem unwise to take out $150000 in student loans for getting eventual jobs that will not pay enough to justify that kind of debt. However, my...

I want to specialize but I have close to $450k in student loans from dental school. The Endo programs I plan on applying to essentially have no programs that offer stipends, so I'll have to pay $100k each year for two years if I get into one. Being $700k in debt is obviously no easy burden, and...

Hi guys, I just got into the Wright Institute, which now has APA only internships at the end of the five year program. However, I'm really hesitant to accept due to debt fears and job prospects. I am in my late twenties, have no debt, and am a teacher in the Bay Area. The school has a good...