1. M

    Seeking Therapists for Brief Online Study (Chance to Win a $100 Amazon Gift Card!)

    Hello everyone! I am a fourth year Clinical Psychology doctoral student at Long Island University - Brooklyn and am seeking therapists to participate in a brief online research project, which aims to contribute to the field’s understanding of psychotherapy/counseling training and effectiveness...
  2. Meisbad

    Gap Year conundrum

    Two roads diverged in yellow wood............. After about 350 applications to be a clinical research coordinator (NYC) I finally got 2 job offers at the same time. I am having a tough time deciding which one to choose, I would appreciate any input! Option 1: Clinical research coordinator 2...
  3. D

    What are some rural places in the country where I could associate?

    What are some rural places where associates make substantially more money? How much could I expect to make as a new grad working as an associate in a rural area? Any rural places in Florida? Trying to pay off $300K FAST
  4. 1

    Make money vs learn Spanish: What should I do before starting MD in July 2022?

    Hiya! I'm deciding between two options for what to do between January 2022 and when I start medical school in July 2022. I'm hoping for opinions from MD students, so I posted here instead of the premed side. I recently got into one of my dream medical schools, and while I might still get...
  5. R

    Best 20K Car for accepted MD

    Graduated undergrad this year. 21yo. Working full time at a gap year job that’s paying ~50k/yr. So far this cycle I’ve thankfully gotten 2 acceptances so I’ll be starting school next year! Want to get a decent car for myself for around 20k and I’m stuck between a used Audi A6 or a used Camaro...
  6. P

    Anyone else seriously learning to trade...?

    Ever since March 2020 occurred and the stock market went freak ass crazy I've been putting in some serious effort into finally learning to trade stocks, options, futures, etc. Anyone else also going down this pathway? I've always been interested in learning the ins and outs of the stock market...
  7. N

    Participate in an NIH study using virtual reality and receive a $100 amazon gift card!

    Are you located near the NIH Campus in Bethesda, Maryland? We are seeking 3rd and 4th year medical students who would like to participate in an innovative healthcare study using virtual reality. The study involves one 90-minute visit to the NIH Campus, and is compensated with a $100 amazon...
  8. formerastrosfan

    Student Loans vs Savings

    Hello all, I have recently been accepted into a podiatry program starting this fall. I am a non-traditional student and have worked for a few years prior to applying to podiatry school. I have saved up just about enough to pay out of pocket for my tuition and living expenses over the course of...
  9. thoughtsandairs

    A PsyD story (mostly $$$ talk)

    OK, I know this is a long post, but if you’re considering pursuing an unfunded PsyD, you may want to read this because detailed first-person accounts of PsyD debt are rare. I know that my case is not representative, but I want to talk about money because very few of my peers/colleagues do/did...
  10. M

    Non Billable Expenses

    How do students pay for non billable expenses such as transportation, books and supplies, and other random stuff. My school estimates it will be 10,000 dollars a year for this stuff. I only have enough money saved for one and a half semesters. What do you do when you run out of your savings?
  11. S

    Leaving computer science for dentistry?

    Hey everyone! Currently a freshman at UCSD, majoring in computer science. I've always struggled when people asked me what I wanted to do with my life. Medicine, finance, computer science all interest me. Never had any die-hard passion, but I've been always been open to the many possibilities...
  12. D

    How much should money matter?

    I'm deciding between two schools and I'm struggling to determine how much money should matter vs fit. If money didn't matter, I would definitely choose Loyola over Penn State because I feel it is a better fit for me. However, there is a major financial difference between the two. I was offered...
  13. D

    Loan Advice - Orthodontics

    Hi. So - I love orthodontics and am committing to this no matter what. But I want help with the financial situation, because we aren't taught much of this in school. After dental school, I will be $400,000 in debt. With ortho residency, it will be $600,000. I know I should choose a cheap...
  14. E

    Reality of this profession

    I'm a non-trad who completed a post-bac in order to apply to Med Schools. I've been drowning myself in SDN forums as well as talking to other physicians on their lifestyle after the arduous process of Med School + Residency. For me, this path is not about money. Making 250k vs 350k is no...
  15. thejangler2013

    $$$...Help me, Rural ED Hourly Rate, what is appropriate? (ed boarded)

    Hello Everyone I am a 3rd EM resident in good standing who is applying to Rural Emergency Departments in the upper midwest. Time for a real job!. I am focusing on rural emergency departments on the lower side of volume range. Ex 9k-14k patients per year with mostly 12 and 24 hours shifts...
  16. D

    How Much Does Medical School Actually Cost

    I was recently doing some math trying to calculate how much medical school actually costs, and the answer is kind of surprising. Assuming a student needs to borrow $60k per year in medical school and pays off the loans five years after residency, the student will spend approximately $360,000 on...
  17. meowmeowmeowmeow


  18. saira.123

    Where to park my money for Med School (if I get in)?

    Seeking advice on options. I know I want to go to med school, but don't know if it will actually happen. I'm 34 and already have a career with more than half saved for tuition and other expenses Just wondering resources and/or specific ideas on where to park my money till then, if it can grow...
  19. Franzliszt1

    How are people on SDN paying for this cycle?

    The advice I see most commonly is to apply broadly. Getting into med school is very challenging and it would be foolish to apply to fewer than say 14 schools. I know 14 is the "average" but I'm using SDN wisdom to set the stage for my question to the SDN community. I will be relying entirely...
  20. XWing5000

    Which subspecialties of psychiatry pay the least/most?

  21. T

    Specialities where 30-40 hours is possible, happy with 80-120K per year

    Hey all I'm a third year medical student, I've got the grades and letters to be competitive in the fields I am interested in (Derm, Peds and Ortho) but I'm feeling pretty burnt out I have a lot of hobbies I would like to pursue, I don't really care about salary but don't want to work more then...
  22. whosnisarg

    The Next Dr. Apa?

    Hello, again! Okay, this is more of a light-hearted question! What would it take to be the next Dr. Apa, or the next superstar dentist? How does one STRICTLY perform cosmetic procedures and "lure in" class-A patients? Is this only profitable in New York/California (this one I am curious about...
  23. Lifelong_Learner

    Debt-Free Doctor. What should I put my money towards instead?

    Hi all, I have been thinking about this for such a long time, but I didn't know who to reach out to. Background: I am a Kauffman Scholar, as well as an awardee of several other scholarships. Kauffman Scholars, Inc is a scholarship program built to give underprivileged urban Greater Kansas...
  24. S

    DAT Exam Cost

    Anyone know why it costs $460 to register for DAT exam? MCAT doesn't even cost that much.
  25. O

    General Admissions & OTCAS Pros and Cons. Should I look at more than the price?

    I was accepted at my top choice school for the OTD program. However, it comes with a pretty price tag of $110,000 (out-of-state). I am trying to think logically about this and get into an in-state school... But I haven't toured anything like my top choice school. They had incredible facilities...
  26. A

    Going to interviews in hopes of better financial aid

    Hi guys, I'm in a bit of a difficult situation (a good kind of difficult, though). As of now, I have been blessed enough to have been accepted to 4 MD schools, 2 of which I would happily attend. I have interviewed at 6 others, and am waiting to hear back from them. For this, I am extremely...
  27. M

    Remote Side Job for Med School graduates (no residency match? no problem!)

    Do you have significant medical student loans preventing you from having an allowance for fun? Did you graduate from Medical School and get snubbed by residency programs? Are you a practicing physician with a desire to pursue a career outside of practicing medicine? We have an opportunity...
  28. D

    Practice Gratitude

    "True gratitude is a mindset, not an activity—a lifestyle, not an interruption to it." Practice Gratitude
  29. C

    scholarship for minorities(URM)?

    For any urm that got acceptances or have knowledge through word of mouth I would like to know Which schools are generous with financial aid packages? Which schools are known to give scholarships to minorities? Please and thank you
  30. N

    Use all extra income to pay off debt or save/invest some of it?

    What do you guys think? Is it smarter to use all your disposable income to pay off debt or should you stash some away in a savings account? Say you have 120k in student loan debt.
  31. N

    Working for a loan forgiveness program vs on your own

    I had a question for those who have graduated DPT program with a significant debt (100k plus). I wanted to get your opinions on whether you think it's smarter from a financial perspective to work for a program that pays less with less autonomy, but will pay back your student loans or even have a...
  32. X

    Is education expense money taxable income?

    Hi all, I went to a conference. I was reimbursed for expenses (hotel, conference fee, etc) using mostly the yearly education expense money we get as residents and partially from the once a year conference money we get if we're presenting a topic. I had paid for all of it with my credit card...
  33. S

    Schools that Offer Good Scholarships

    For those of you that applied in previous cycles, what schools gave you decent scholarships? And if you don't mind elaborating, what were your stats? There isn't much out there on this. After searching SDN, I realized some of the large private schools like BU and NYU do offer good $$ to...
  34. S

    Free 110 page book : how to avoid scams, save money. Awesome.

    Hi This free book is just awesome. How to avoid scams and save money for international students. https://media.wix.com/ugd/654734_22e37f9a5dbb402daa2508abef1473ea.pdf Not just free and useful, but is also fun to read. So, so true the stuff the author talks about. Makes us realize what a...
  35. M

    Private or GradPlus?

    I am interested in seeing what people think/have done in terms of private loans vs GradPlus loans? I want to look into private loans but my university is really pushing GradPlus loans - I am not sure this is the direction I want to go in since their interest rate is fixed and is most likely...
  36. N

    Unable to apply (too poor); alternatives?

    Short version: I'm 40, finished all but one prereq, and everything about my application looks great but I don't have the money to apply and need advice. Long version: Sorry to ask a new version of a question I already posted here, but things have more or less fallen apart. I "look good" on...
  37. RogueBanana

    The SDN Meal-Prep and Recipie Thread

    A big part of overall wellness is your diet. We all know this. But so many of us put off or ignore our nutritive needs for lack of time, planning or funds. So I decided to create a thread for the more experienced members of SDN to share their expertise on meal prep and healthy recipies in...
  38. L

    Dentistry or physical therapy?

    Hi, I'm an italian student in the last year of high school, my dream is to live in Canada or USA and I enjoy health care jobs , I have to choose in few days but I can't decide between dentistry (5 years) and physical therapy (4 years) degree.. I'm not so rich to open a private practise , so I...
  39. L

    Physical therapy or Dentistry?

    Hi, I'm an italian student in the lasr year of high school, my dream is to live in Canada or USA and I enjoy health care jobs , I have to choose in few days but I can't decide between dentistry (5 years) and physical therapy (4 years) degree.. I'm not so rich to open a private practise , so I...
  40. G

    UCSF (Full+COA), UMich (Full), Columbia (Full+COA), HMS Pathways(~34kloans/yr)

    Money is important, prestige is a bit important, non-competitive environment is important. being close to New England is important UCSF MD only (Full + COA) Pros Great location (NorCal) Ranked top 5 in research and primary care = top notch, well-rounded education COA is covered on top of...