I respect your opinion. As a kid, I too grew up dreaming of joining the military. In fact, I grew up on a military base, because my mother and father were enlisted Marines. Like you, I never had the opportunity to travel until I deployed to Afghanistan, which I requested and extended, because I found the work so meaningful. Besides that deployment, my experience and that of my colleagues has been completely traditional-corporate; i.e. zero adventure with a lack of creativity and innovation. But, that's not too far off from most jobs, but it's very different from the job I expect to have as a physician, which is why the military is no longer an option for me and may not be for some of you.
Go figure, that the vision you had as a kid is betrayed by your adult reality. It would be a tough, 17-year lesson to figure out that the adventure you seek is no where to be found, and that the freedom you seek to practice a speciality of your choosing is also out of reach. And, should you choose to specialize, you will be faced with an income-disparity that will seem unfair until you pay-back your obligated time and sign up for many more years to get the big multi-year retention bonus, should they offer it; and, if they do, your paycheck will still be significantly less than it would be in the civilian sector. That may not seem important now, but that could come at a cost to your family, should you desire to provide in a manner that is on par with your civilian counterparts. These are big decisions to make as a young men and women.
I understand duty, honor and loyalty. I consider it noble to join the military. Yet, as a 31-year old looking to make a positive impact on the world and my family, I find that the military is too restrictive to meet my specific needs. I can't tell you how fortunate I am to have had the opportunity to learn this before being enticed by benefits afforded by USUHS and HPSP. I would be putting on the rank of LCDR next year; instead, I am happy to trade all of that in and take on debt for opportunity as an unrestricted MS1. I'll take opportunity over a pension anyday.