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So I already asked this question when I was still considering Loyola, but now that I've narrowed it down to 2 schools and gotten some new information, I wanted to see if anyone had any further thoughts.
I found out that I can't get in-state tuition after the first year at Ohio State since I am planning to borrow the money from family instead of taking out federal loans, which would make it significantly more expensive than Minnesota. I ran through the numbers and the interest rates on federal student loans would make it more expensive for me to establish residency using federal loans than to borrow the money from my parents. It would also mean I'd be stuck in Ohio for the summer between M1 and M2, which would prevent me from taking an international service trip/going home to see family that summer. So I would borrow the money from my parents either way. However, this would mean I would be about $100k more in debt by the end of medical school if I went to OSU than if I went to Minnesota. Not to mention the additional financial stress on my parents in the short term.
Minnesota also wins in terms of location since I would like to do my residency in Minnesota and want to ultimately end up there. I would also really like to be closer to family during medical school for the support system and lower travel costs. I've been about 8 hours away from home during undergrad and it has been tough, especially given some of the family stuff that has happened in the past 4 years. I also think Minneapolis has a slight edge over Columbus (although I have heard good things about Cbus as well). I also have a friend from high school who goes to the U of M for undergrad that I could live with, eliminating the random roommate search.
Ohio State seems to have a slightly better reputation/ranking/hospital system as well as a better football team , but I don't know if this difference is worth 100k and being 14ish hours from home for 4 years. And I don't know if it matters if I want to go back to MN for residency.
Also, my boyfriend of 2 1/2 years wants to go to Ohio State for graduate school (he has also been accepted to Minnesota, but has some good reasons to choose Ohio State) and I would really like to end up in the same place as him next year.
I like both schools and think I could be generally happy at either, but it would be really difficult for me to be apart from family if I went to OSU and really tough for me to be apart from my bf if I went to the U of M and he went to Ohio State. I know no one can make the decision for me, but it'd be great to get some non-biased advice (my family says MN, my bf says OSU...).
So, if you were me, what would you do?
I found out that I can't get in-state tuition after the first year at Ohio State since I am planning to borrow the money from family instead of taking out federal loans, which would make it significantly more expensive than Minnesota. I ran through the numbers and the interest rates on federal student loans would make it more expensive for me to establish residency using federal loans than to borrow the money from my parents. It would also mean I'd be stuck in Ohio for the summer between M1 and M2, which would prevent me from taking an international service trip/going home to see family that summer. So I would borrow the money from my parents either way. However, this would mean I would be about $100k more in debt by the end of medical school if I went to OSU than if I went to Minnesota. Not to mention the additional financial stress on my parents in the short term.
Minnesota also wins in terms of location since I would like to do my residency in Minnesota and want to ultimately end up there. I would also really like to be closer to family during medical school for the support system and lower travel costs. I've been about 8 hours away from home during undergrad and it has been tough, especially given some of the family stuff that has happened in the past 4 years. I also think Minneapolis has a slight edge over Columbus (although I have heard good things about Cbus as well). I also have a friend from high school who goes to the U of M for undergrad that I could live with, eliminating the random roommate search.
Ohio State seems to have a slightly better reputation/ranking/hospital system as well as a better football team , but I don't know if this difference is worth 100k and being 14ish hours from home for 4 years. And I don't know if it matters if I want to go back to MN for residency.
Also, my boyfriend of 2 1/2 years wants to go to Ohio State for graduate school (he has also been accepted to Minnesota, but has some good reasons to choose Ohio State) and I would really like to end up in the same place as him next year.
I like both schools and think I could be generally happy at either, but it would be really difficult for me to be apart from family if I went to OSU and really tough for me to be apart from my bf if I went to the U of M and he went to Ohio State. I know no one can make the decision for me, but it'd be great to get some non-biased advice (my family says MN, my bf says OSU...).
So, if you were me, what would you do?