I think you missed the point of my post. It's just to stay positive and give some hope to the fellow waitlisters.
It's funny because you bring up some of the same points that I brought up to my friends. First off a little background info is necessary. They're canadians, accepted at wayne and on the waitlist at several ontario medical schools. Four years of just tuition is $68,000 in Cdn dollars for ontario medical schools. While tuition if they go to wayne state is about $66,000 per year in Cdn dollars. Using their rough numbers they said it works out to a little under $200,000 G's - - without considering interest. (Note: One of these guys was a finance major, so he loves to go into lot of depth and analysis.)
So I, like you said; hey but aren't you just giving up a year of income later down the road? The finance major said that if you NET PRESENT VALUE (NPV) $200,000 G's it's probably close to $300,000. Their arguement was that if you make an extra year of salary, you only clear about half of your salary thanks to old uncle sam. So $300,000 worth of additional debt is at a minimum a couple years of disposable income.... I'm sure a similar line of logic would apply for OOS in the U.S. but probably not nearly as dramatic. The key here is understanding that this is additional debt and that you eventhough you have an extra year of salary, the entire salary won't be dedicated to paying down the capital.
Once again the point of the original post was to stay positive and give hope to the fellow waitlisters, not to argue about the cost of medical school. Everyone has their own beliefs! and trust me part of me wouldn't mind if my buddies gave their positions up.
Now as a sidenote, you should probably get a better grasp of the concept inflation. Your use of it is a little suspect at best
