It’s just a technology allowance that they offer once during the 4 years. It comes in the form of a student loan and you’re under no obligation to take it.
That was a concern of mine too, but I wouldn’t worry about it. The downside to the accelerated curriculum isn’t that they condensed 2 years of material into 14 months (they didn’t), it’s that they had to cut some stuff. But it’s not an issue since we spend a year on the wards before we take step 1, which helps a ton. The focus of the curriculum is to establish a conceptual understanding of medicine so it’s been easy to fill in the gaps so far.