2+ Year Member
- May 21, 2015
- Medical Student
YES. please don't buy the private health insurance if you are an adult and not earning more than ~$24K a year (different income guidelines for families of >1), and you're ok with being on Medicaid!NYS residents can often be put on medicaid if they are a full time student
Source: Me. My parents are on Medicare and I am 23.
Medicaid and essential plans are free or very, very low-cost, and will cover everything you need. Apply online at New York State of Health whenever you terminate your school/ job/ parent's health insurance plan (you might have to get on Medicaid before classes start though, in order to provide verification of insurance for the bursar). PM me if you have questions! I do insurance enrollments as part of my job